How To Buy an Engagement Ring

How To Buy an Engagement Ring

The first step in purchasing an engagement ring is to determine how much you have to spend. There is a commonly held statement that you should plan to spend the equivalent of two months’ salary on your ring. This guideline can be traced back to a marketing campaign developed for a diamond producer in the 1940s. Clearly, it is not something you need to take as tradition or expectation. There is no rule in place for how much you should spend, it is a personal decision that only you can make.

Once you have decided how much you have to spend, there are a variety of ways you can make that money stretch even further. Selecting gold rather than platinum will lower your costs. If you like the look of platinum, you can get a similar look with white gold.

Another way to lower costs is to select a band with no center diamond. A wide flat band or a band with small accent diamonds can be just as eye-catching as a band with a center stone. You can also use side stones or a halo setting to make a smaller center diamond look larger.

Non-traditional shapes, such as a cushion or princess cuts, are often less expensive than round settings. An oddly sized diamond, such as 0.9 carats can be a good bit less expensive than one slightly larger, such as one carat. The size difference will not be noticeable to the naked eye. Another way to save on the stone is by purchasing a lab created diamond rather than a natural stone.

While many people want a traditional diamond for their engagement ring, purchasing a colored gemstone, such as a saphirre or emerald, can be a very affordable option. Finally, you should also consider buying a vintage ring. This is a great way to get a truly unique offering for substantial savings.

Once you have an idea of how much you have to spend, and how to maximize that budget, you are ready to start shopping. There are so many choices in engagement rings it can be difficult to know where to start. To help narrow down your choices, it helps to know the style your partner prefers.

Traditional engagement rings are typically a classic solitaire, set in a plain band. This is the most popular style of engagement ring. There is room for customization even with the traditional style. The diamond can be set low in a basket or trellis setting or higher, with an added row of accent diamonds. Another popular traditional choice is the three stone diamond setting.

For a more glamorous look, an engagement ring with a higher setting may be just what you are looking for. Another way to get a glamorous look is by setting your diamond in a pave’ set band. For a more casual, outdoor woman, a ring setting that uses flowers, leaves or other natural elements can create an interesting look.

The partner who loves all things romantic may like a ring with scrollwork, filigree and other intricate details. These can be created on new bands or you may look for the perfect vintage piece. For the more modern loving partner, a bezel setting is a great choice. You can also find sculptural rings or rings with a non-traditional form.

There are many choices in engagement rings, and making your selection can seem overwhelming. Fortunately, as many wonderful choices as there are, there are ways to narrow down your selection. By setting a budget and considering what your partner likes, you will find that certain styles will emerge as front-runners.

An engagement ring is meant to be a once in a lifetime purchase. It symbolizes the feelings between you and your beloved. With everything that an engagement ring stands for, the decision to choose “the perfect ring” can be overwhelming. As long as you keep your budget and your partner’s taste and lifestyle in mind, you should feel confident in your decision.